What is at the top of most teens to-do list? They can't wait to get behind the wheel. A teen must be 17 to join the military, 18 to vote or smoke, and 21 to drink, but can drive when much younger. Minimum Driving Ages When can a teen legally drive? Minimum driving ages vary from state to state. Unrestricted licenses are available in all states for 18-year-olds. Depending on the state, your teen might be able to: * Get a learner's permit at 14 * Drive with restrictions at 16 * Drive with ...

The subject of health care reform is a battle that has been raging since the 1990s. This issue erupted when the cost of health care began to rise. Coincidentally, the increase in costs rose around the time Healthcare Maintenance Organizations (HMOs) made their appearance. The actual format of HMOs -- which were first established in 1929 with Ross-Loos Medical Group in Los Angeles, California -- did not take shape until 1977 when HMO health care plans were established by the Fallon Clinic and B...