Foreclosures and bankruptcy are obvious glaring points that you want to avoid. If they do happen, though, they will show up on a credit report. Many wonder how long these penalties show up on a report. There are different circumstances surrounding both of them. Let’s break it down to find out how long these will show up on a credit report. While bankruptcy can help avoid deeper debts, it makes it difficult to establish new credit. This is due mainly in part to the length of time it shows up on...

Since the start of the Great Recession in 2008, the question on most people’s minds has been, “When will the housing market recover?” The good news is that for many markets, the recovery is already here. Many metro areas across the United States have already seen robust recovery.In fact, the recovery is so strong that in many areas, bidding wars have become quite common, pushing the final selling price above the asking price. This is due, in large part, to a dearth of single family homes; build...

On the surface, it is easy to look at the real estate foreclosure crisis and blame everything on the banks. While there is no denying that these financial institutions have been a large part of the problem, there are other sides of the story. For example, those who have foreclosed on their property have to take some responsibility. Maybe these people shouldn’t have been granted a mortgage for their home, however, it doesn’t give them the right to “take the easy way out.” While the real estate ...

On October 28, 2011, the SANDAG Board of Directors adopted its 2050 Regional Transportation Plan (RTP). SANDAG’s claims for the quality of its RTP can be found at its web site. You can also find a transcript of citizens’ comments voiced that day at that site. I cannot attest to the quality of the transcript; I do know that what I presented in public comment in the very short time allocated was clearer than the transcript reveals; I was one of many people who made comments. As well described in ...