Some Americans Cannot Afford the Affordable Care Act

image
Published: 05 Jul, 2012
2 min read

The base word “tax” comes from Greek and means “arrangement” or “order.” The Supreme Court recently ruled that the federal government has the power to enforce the penalties in the individual mandate of the Affordable Care Act under its constitutional power to tax. I can't help but remember that the American Revolution and Declaration of Independence took place so many years ago because of taxes.

Whether or not the individual mandate is constitutional, it is flawed as a public policy because it is impossible for some people to follow. If some Americans cannot afford to pay the required premiums (or pay the fee, or pay for anything associated with health care), then what happens to those people?

I ask because I am one of those people, who cannot afford “one more fee,” “one more license,” “one more tax.” As a hard-working small business owner, I am barely keeping pace with my expenses now, so how am I going to pay for this new tax issued by the federal government? And if I refuse to pay it, either on principle or because of my inability to afford it– what happens to me? What happens to millions of people who are in the same situation?

We have real problems already with our policies, laws, and mandates that are not equitably enforceable in a humane and free country like we proclaim to be. Our issues run deep, and no doubt there needs to be reform when it comes to health care, but the federal government creating a new burden for Americans already struggling with their growing expenses will not solve our deeper underlying problem of having a weak economy, a weak currency, and a focus on sick-care versus preventative care.

These talking points should be a normal part of our representatives’ diction. How do we preserve people’s individual rights to make choices for themselves, and also build an economy where more people like myself can voluntarily make purchasing decisions for health insurance? If I earned more money, I would like to be able to focus on preventative care, gladly pay doctors and professionals the “going rate” for some routine or inexpensive services on a case-by-case basis, and purchase insurance for catastrophic events (versus insurance for check-ups and other routine visits to health professionals).

Solutions are not complicated, but many of these solutions are outside of the scope of the federal government, the insurance industry, drug companies, and politicians. A big part of the problem is that with an economy in such bad shape, many Americans simply can't afford the rising costs of health care. Policies to grow our economy would make quality health care available to more Americans who want it. Congress' crude solution forces Americans to buy a service many may struggle to afford without addressing the reasons why.

Photo: reid.senate.gov

You Might Also Like

Trump sitting in the oval office with a piece of paper with a cannabis leaf on his desk.
Is Trump About to Outflank Democrats on Cannabis? Progressives Sound the Alarm
As President Donald Trump signals renewed interest in reclassifying cannabis from a Schedule I drug to Schedule III, a policy goal long championed by liberals and libertarians, the reaction among some partisan progressive advocates is not celebration, but concern....
08 Dec, 2025
-
5 min read
Malibu, California.
From the Palisades to Simi Valley, Independent Voters Poised to Decide the Fight to Replace Jacqui Irwin
The coastline that defines California’s mythology begins here. From Malibu’s winding cliffs to the leafy streets of Brentwood and Bel Air, through Topanga Canyon and into the valleys of Calabasas, Agoura Hills, and Thousand Oaks, the 42nd Assembly District holds some of the most photographed, most coveted, and most challenged terrain in the state. ...
10 Dec, 2025
-
6 min read
Ranked choice voting
Ranked Choice for Every Voter? New Bill Would Transform Every Congressional Election by 2030
As voters brace for what is expected to be a chaotic and divisive midterm election cycle, U.S. Representatives Jamie Raskin (Md.), Don Beyer (Va.), and U.S. Senator Peter Welch (Vt.) have re-introduced legislation that would require ranked choice voting (RCV) for all congressional primaries and general elections beginning in 2030....
10 Dec, 2025
-
3 min read