The United States is set to offer a national, non-profit health insurance plan. This new provision is a portion of the health care overhaul under the Affordable Care Act. The new provision is one of the more contentious portions of the national health care package.
Once this new provision is set in place the non-profit option, and thus the Obama administration, will be the sponsor of at least two nationwide health insurance plans. This new system will offer a health insurance plan to consumers in every state.
Unlike the original policy contemplated under the Affordable Care Act, this plan will act as a competitor for existing health care providers. The non-profit health insurance option replaced a pure governmental health care option that became the focus of a heated debate between the right and left.
Like other health insurance providers, benefits and premiums will be negotiated, and the US Office of Personnel Management has been charged with this task. The independent administrative agency serves many employment related functions and is also the primary conduit for security clearances for federal and civilian workers.
The plans that are structured by the Office of Personnel Management will be available to consumers through state health insurance exchanges. These exchanges act as marketplaces where consumers can find the most cost-effective healthcare options for their household.
Once put in place, a non-profit governmental agency, most likely the Government Employees Health Association (GEHA), will manage the health plans. GEHA currently manages the health coverage of over 900,000 federal employees and their households and is best suited for overseeing the non-profit option.
Commenting on GEHA’s role in the process, the association’s president, Richard G. Miles, stated “our expertise in the Federal Employees Health Benefits Program would be useful in the private marketplace, but we are concerned about the underwriting risk in providing insurance to an unknown group of customers.”
The Obama administration is expecting 750,000 people to select the federal non-profit option within the first year of operation.
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I really like the sound of this. I am excited for the reforms that are coming with the healthcare bill, but this one takes the cake. I recently got married and have been looking for insurance that is affordable and will cover both of us with our preexisting condition, we both have asthma, which is not easy to do on a low budget. I hope this part of the overhaul begins soon. I would really love to have good insurance at an affordable price.
Just another way of undercutting our private insurance so everyone will have to go Obama's way.....then healthcare will be in the crapper just like England! Wake up people!
I like the "idea" and WE do need a single payer system for EVERY ONE..... also IF YOUR CONGRESS would leave (LEFT) the dollars in the TRUST FUNDS that YOUR CONGRESS created, then NONE of the Trust Funds would be in trouble. SO GET OFF YOUR asses and TELL YOUR CONGRESS person, if that is what they are? to leave the damm dollars that go into the Trust Funds in there and to ADD BACK the dollars THEY TOOK OUT...... THEN NONE OF US will need to worry abt. the "entitlements", not even the hwy. funds!!!!!!!! GET IT RIGHT FOLKS, GET R' DONE!!!! YOU ALL are bitching in the wrong place!!!!! YOU re-elected YOUR FOOL<, now TELL THEM to do RIGHT!!!! IF YOU HAVE THE GUTS!!!!!
well let me just say that our non-profit before and afterschool childcare, provided by our local gov't, is the most expensive childcare around. They have a monopoly at all school sites. All day tuition at the local Catholic school is cheaper than the public, non-profit before & after school program. There is no WAY gov't can do health care cheaper, guaranteed!
Then you can continue to buy from the highly ethical and trustworthy commercial, for profit insurance companies.
When I think of nonprofit on a smaller scale like a local nonprofit in order for the doors to remain open they must depend on donations from people in the community. Without donations their doors close. So who is going to donate to this nonprofit healthcare to keep it going??
Well Run Government Programs- 1. Social Security/Medicare ; status- Going Broke 2. Fuel Tax ( Provides maintenance and Infrastructure creation. Only 15% of the funds actually are applied. The balance is used for Other programs).; Status- Terrible. 3.United States Government; Status Nearly Bankrupt. 4. Public Education System; Status-Test Grades and General Intelligence Nose Diving. 5. Fannie and Freddie Government based Mortgage services; Status - Disaster! Main cause of Housing Crisis by lending to Unqualified borrowers. United States Constitution; Status -Nearly Nonexistent due to Government Intrusion and Reduction along with Inattentive Citizens.
Not unless those plans offer unrestricted access to chiropractors, naturopaths, accupuncturists, herbalists, etc.
It's just one option people, if it sucks, the people will opt to buy the more expensive private plans. If it does a good job, then the private plans will have to compete. It's called a free market, you know, capitalism.
Go to Politifact.com and research The Affordable Health Care Act A.K.A. Obama-care. Educate yourself by reading source's that are less likely to be biased. Otherwise, most people don't have a clue about the new health care reform and are only reading slandering sources that are mostly opinion based.
Non profit health care makes sense.. i dont want doctors looking at me as profit but a person same with my health insurance provider. if im sick im sick cure me do not dump me on the side of the road cause you bled my bank account dry. (which does happen whether the anti obamacare people want to acknowledge it or not)
Richard, it never crossed your mind the US has the best heart surgeons? In regards to the New Foundland premier, "There's no question that this is not a queue-jumping issue,"... http://www.cbc.ca/news/canada/newfoundland-labrador/story/2010/02/02/nl-williams-heart-010310.html
People in Canada come here because of the wait involved if they have pressing needs. The governor of Nova Scotia came here for heart surgery for that very reason.
Some people should use the Internet for stuff besides making themselves look foolish. http://en.wikipedia.org/wiki/Health_care_in_Canada#Canadians_visiting_the_US_to_receive_health_care
The only Canadians that come to the US for healthcare are the ones that can afford the full price of treatment or operations, meaning they don't need insurance.
Ruthie that's why the people come here because there's sucks.The nurses also come here to work because of the pay. I lived there its not good if u have somethig fatel.
If Obama care is to cover everything can someone tell me why Medicare and Medicade doesn't all fall under Obama care. I understand now but it looks like down the road it going to be Obama care when they drive everyone out of business.
Oh for goodness sakes. Haven;t you got the fact that anything the Federal Govt tries to run costs ten times what it should and never works. Check out Medicare, Social Security, Medicaid .....do I need to go on................if you think they should then I guess you voted for Obama'''''''''''''''
I met people from Canada the other day that think we are backwards because we do not have National Healthcare. They say it is the best ; )
Its called the road to single payer system, then the govt will decide when you get care, by who & what level you deserve. This is why Canadians come here when they have dire health care needs.
it really won't matter much longer anyhow.. the derivatives market is on the verge of a collapse that will make 08 look like a walk in the park. so yeah .. more free crap, why not.. just print a billion for everybody!
i can help you there John Haag ... NDAA is in direct violation of the 5th amendment ... not to mention patriot act, DHS, and many others. obama blatantly broke the oath of office. it is as clear cut as it gets, but left won't even talk about those issues.
@john haag, no, we just calling out unamerican bs, doesnt sound good, think longterm, is a law of over 2000 pages, which no dem politican read, and it doesnt (as per cnn, fox, ny post, wsj, ) do what it promises....
Is it like the US Postal Service or CalTrans if so it sure as hell is for a profit, just not to the public. Is it like Kaiser glorified Clinic Care or Private Doctors? Does anyone ever ask questions any more or are they just like, yaaaaaaaa free stuff that they tax me for anyways?
yes yes and yes again. the only way health insurance works is by making it non profit. Just look at Europe and other countries who have successful health care insurance for their entire populace. Free market does not work in regard to insurance. All you get is rich insurance companies and ordinary people going bankrupt on medical payments.
YES!! We should also have a Uniform Insurance Code similiar to the Uniform Commercial Code so that Insurers/Insured can sell/buy across state lines.
Um, have you seen how well the "socialized" health care system works? People in America die everyday because they don't have insurance and can't afford the office fees. People who live in countries with a single payer/universal healthcare system are healthier and live longer on average. Their system works, ours does not.
This is only a health insurance option. If you don't like what they offer, go with a different company.